Effective April 1, 2013, participants will have the option of retrieving and using a Personal Identification Number (PIN) to have their ADP Spending Account Card purchases processed as a debit transaction. It is important to note that participants are not required to retrieve or use the PIN for their card. Participants may continue to use their cards for signature-based debit transactions just as they always have, without the need to retrieve or remember a PIN, by simply selecting “credit” at the payment terminal. For more information on how to obtain a pin number please see the attached document from ADP