Reminder: Employees must certify the tobacco user status or pay a $150 surcharge per month.

The tobacco and working spouse surcharges will increase from $100 to $150 dollars per month. The tobacco surcharge applies to employees, spouses and dependent children 18 and older, enrolled in a USG Healthcare plan who uses tobacco or who do not certify.

If your spouse is enrolled in a USG Healthcare plan, you will also need to indicate whether your spouse has coverage available through an employer outside of USG. If so, a monthly working spouse surcharge of $150 will apply.