Life and Accidental Death and Dismemberment Insurance

Life Insurance and AD&D Life insurance is a cost-effective way to protect your family and your finances. It helps ensure your short- and long-term financial obligations could be met if something unforeseen happens to you.

https://www.usg.edu/hr/assets/hr/benefits_docs/MetLife-Life-ADD-FAQ-exp0721.pdf

 Additional services available:

Funeral Discount & Planning Services: Helps alleviate the burden of making funeral arrangements from your loved ones. Get access to the largest network of funeral homes and cemeteries to pre-plan with a counselor and receive discounts on funeral services.

Will Preparation Services: Offers in-person will preparation for you and your spouse/domestic partner at no additional cost when you use a MetLife Legal Plans attorney.

Estate Resolution Services: With this service, executors or administrators may receive in-person legal assistance with probating your and your spouse’s/domestic partner’s estates. Beneficiaries can also consult an attorney for general questions about the probate process.

Portability: Provides an opportunity to continue your group term life insurance coverage with MetLife if your coverage terminates due to a qualifying event.

Grief Counseling: Available with basic term life insurance, provides the insured and dependents in-person or telephone sessions with a grief counselor.

Beneficiary Grief Counseling: Personalized counseling sessions to meet your beneficiary’s needs. Any beneficiary who receives the life insurance proceeds is eligible for up to 5 counseling sessions. These sessions can be in-person or by phone with one of LifeWorks’ network of counselors who provide professional, confidential support during difficult times.

Funeral Assistance: Work with compassionate counselors that assist you with customizing funeral arrangements to honor a loved one’s life with personalized one-on-one service.

Accelerated Benefit Option: Provides early access to funds in the event of a terminal illness.